Broken teeth, bleeding gums, or excruciating tooth pain: all these can happen in the wink of an eye. Imagine yourself walking down your lawn, and suddenly you slip and fall hard against the railing!
Dental emergencies are accidents that can inflict intense pain and drain your financial resources in a single blow. Addressing dental emergencies is crucial as you consider the serious implications of pain and bleeding. When the unexpected happens, consulting the right service for emergency dental care while having adequate dental insurance coverage can be extremely convenient for the average citizen.
Teledentistry Emergency Dentists
6127 S Rainbow Blvd Suite 105, Las Vegas, NV 89118, United States
What does dental insurance cover?
To understand the relevance of having a dental insurance policy, let’s check out what dental insurance covers. We have also mentioned the maximum cost you might incur for each of these treatments in case you don’t have a dental insurance policy in place.
- Tooth extraction (Up to $600)
In case you have a fractured, infected, or affected tooth, your dentist might recommend extracting it immediately. With emergency dental care, you can alleviate the pain and agony significantly. Extracting the tooth ensures the infection doesn’t spread to your gums and adjoining teeth.
Extracting a single tooth without sedation or anesthesia can cost between $75 and $300. When you go for anesthesia, the extraction can cost you as high as $600 for a single tooth. In general, you’d need two to three days to recover.
- Root canal treatments (Up to $1,800)
Root canal treatments can be expensive. Unless you carry a dental insurance policy, the procedure can leave a dent in your wallet. Generally, when dentists identify the potential of an infection to spread to your face or neck, they recommend this treatment.
The treatment costs vary, depending on the position of your tooth and its position.
- Front tooth root canal treatment can cost $700 to $900.
- Bicuspid tooth root canal treatment can cost $800 to $950.
- Root canal treatment on molars can cost you anything between $1,000 and $1,800.
- Filling a cavity (Up to $240)
In case one or more of your teeth suffer enamel decay or fracture, dentists recommend filling the cavity to take care of the surface damage. Dentists usually recommend and make use of silver amalgam or porcelain as the materials to fill cavities.
If you go for a silver amalgam filling, the procedure on each tooth generally costs $110 to $200. The price can be even higher for a resin-based composite filling, ranging between $135 and $240.
- Installing a dental crown (Up to $1,400)
Installing ceramic dental crowns are pretty expensive, ranging from $1,200 to $1,500 for a single tooth. With such a significant price tag, it’s clear why having some form of dental insurance policy is so important.
Moreover, you need to set at least two appointments with your dentist before you get your dental crown installed. For other procedures, you can get them completed in a single appointment. This increases the treatment cost significantly, given that only experienced dentists carry out such procedures.
Apart from ceramic crowns, dentists also recommend metal crowns, depending on the tooth’s condition. These crowns are more durable, and installing one can cost up to $1,400 per tooth.
How much does a dental insurance policy cost?
Now that you know how expensive dental treatment can be, let’s take a look at the premiums of a standard dental insurance policy.
- For individuals, the monthly premium for a dental insurance policy ranges between $20 to $50.
- If you go for a family plan, the premium will range from $50 to $150.
- The average premium for a comprehensive dental insurance policy is $47 per month.
- A preventive plan can cost you around $26 a month.
Comparing the cost of a dental insurance policy to the wide plethora of benefits you gain from the coverage, having one in place is highly recommended.
Just like a health insurance policy, several factors influence the premiums for dental insurance plans. Accordingly, the insurers determine the deductibles, the annual maximum amount that you can claim, and coinsurance amounts.
The ‘scary’ hospital bill shouldn’t bother you
Do you know that most Americans refrain from seeking timely dental treatment fearing high hospital bills? As a natural fallout of ignoring serious dental issues, their dental health suffers, and they end up paying significant amounts of money out of their pocket to address issues. After all, don’t let the hospital bill look ‘scary’ for you.
Installing dental braces and carrying out root canal treatments can cost thousands of dollars. Why drain your finances when you have affordable dental care policies to take care of your oral health? Whether it’s a dental emergency or a standard treatment, it’s wise to stay financially secure to manage the cash outflow.
Given that premiums for dental insurance policies are manageable, these policies can save you money in the long run. Even if your teeth look in good shape now, it takes just an accident to knock your teeth off. Why risk your finances and oral health while trying to save a few dollars each month?
Where can you get emergency dental care?
Dental emergencies are unforeseen incidents and can affect you at any time. Suppose you wake up in the middle of the night with an extreme toothache or fall down the stairs to find a front tooth knocked off. Either way, you’ll likely require immediate medical attention.
Besides, the essence of timeliness makes emergency dental care crucial on an immediate basis. You can’t afford to wait until the dental clinic opens the next morning with a bleeding tooth!
So, reach out to an experienced, professional emergency dental service, which can help you consult real, experienced dentists to address dental emergencies. You may also set online appointments and collect the prescribed medicines from your nearby store.
The secret to remaining financially resilient against unexpected costs for dental treatment lies in getting adequate insurance coverage. Getting family coverage is wise to protect every member close to your heart. As you explore the popular dental care plans, you can narrow down your options and purchase a policy that fits your budget and requirements.